Michigan
Warren Office
Bankruptcy and debt help for clients in Warren, Metro Detroit, Macomb County, and nearby Michigan communities.
View Warren OfficeDebt can feel scary. You may not know who to call, what to pay first, or what could happen next.
Kostopoulos Bankruptcy Law helps people and families in Michigan and California understand their debt options. We explain what bankruptcy may do, what it may not do, and what steps may make sense for you.
Confidential. No pressure. Clear answers about your options.
Meet Rita Kostopoulos and learn how her team helps people through hard debt problems with care and respect.
When bills, calls, or court notices feel like too much, you still have choices. Bankruptcy is one legal option that may help people get a fresh start.
Our lawyers help you understand your choices in plain language. We will talk with you about your debt, your income, your home, your car, and your goals. Then we help you decide what may be best for your situation.
Key reasons clients choose our firm:
Every debt problem is different. Some people need help with credit cards. Some are behind on a home or car. Others are dealing with medical bills, student loans, or wage garnishment.
We help with:
Student loan repayment and relief
Debt consolidation and debt relief options
Chapter 7 and Chapter 13 bankruptcy
Help stopping foreclosure
Help with wage garnishment
Help protecting your vehicle
Debt can take over your life. It can affect your sleep, your family, and your plans for the future. You do not have to figure it out alone.
We explain how bankruptcy works in simple terms. We also talk about other options that may be worth looking at before you file.
If bankruptcy is the right choice, our team will guide you through each step.
Chapter 7 bankruptcy may erase many common debts if you qualify. This may include credit cards, medical bills, personal loans, and collection accounts.
Chapter 13 bankruptcy lets you make a payment plan over three to five years. This may help if you are trying to keep your home, protect your car, or catch up on missed payments.
Debt Released
Solving Debt Problems
Cases Filed
Homes Saved
Our goal is to help you move forward, not just move debt around.
If debt is weighing on you, we are ready to listen.
You can call us to ask questions, talk about your situation, and learn what options may be available. The first step is a conversation.
Kostopoulos Bankruptcy Law helps people and families in Michigan and California. Choose the office closest to you to learn more or schedule a free consultation.
Bankruptcy and debt help for clients in Warren, Metro Detroit, Macomb County, and nearby Michigan communities.
View Warren OfficeBankruptcy and debt help for clients in Flint, Genesee County, and nearby Mid-Michigan communities.
View Flint OfficeBankruptcy and debt help for clients in Oakland, Alameda County, and nearby Bay Area communities.
View Oakland OfficeBankruptcy and debt help for clients in Riverside, the Inland Empire, and nearby Southern California communities.
View Riverside OfficeKostopoulos Bankruptcy Law helps people in Michigan and California understand bankruptcy, debt relief, foreclosure, and wage garnishment options before they decide what to do next.
No. Talking to a lawyer does not mean you have to file bankruptcy. A free consultation can help you understand your options, ask questions, and decide what makes sense for your situation.
Chapter 7 may erase many common debts if you qualify. Chapter 13 sets up a payment plan over three to five years and may help you protect your home, car, or other important property.
In many cases, yes. When you file bankruptcy, the automatic stay can stop many collection actions, including creditor calls, lawsuits, wage garnishment, and some foreclosure or repossession actions.
It may. Chapter 13 bankruptcy can sometimes help people catch up on missed house payments and protect their home from foreclosure.
The consultation is free. You can explain what is happening, ask questions, and learn what options may fit your situation.
Simple answers before you make a big money decision.
Free Consultation
You do not have to figure this out alone. Kostopoulos Bankruptcy Law helps people in Michigan and California understand bankruptcy, debt relief, foreclosure, wage garnishment, and other debt problems in plain language.
Private. No pressure. Clear answers about your options.
