How do Income-Driven Repayment (IDR) plans work?

By Sohaib Raheem

July 10, 2024

Riverside Bankruptcy
Oakland Bankruptcy
San Francisco Bankruptcy

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IDR plans work by capping monthly payments based on your discretionary income and family size. After 20 to 25 years of qualifying payments, any remaining balance on your student loans can be forgiven.

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How do Income-Driven Repayment (IDR) plans work?

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