Breakdown of Bankruptcy Fees
In California, the filer of bankruptcies in California is responsible for all associated costs, including:
- Court fees
- Trustee fees
- Attorney fees
Author: Kostopoulos Bankruptcy Law
Can You File Bankruptcy on a Judgment in California?
Judgments can feel like a significant financial burden, leaving many Californians wondering if bankruptcy offers relief. You might be asking: Can you file bankruptcy on a judgment in California?
Yes, you can file bankruptcy on a judgment in California. If the judgment has not been turned into a lien, it is treated as unsecured debt and can be discharged in bankruptcy. If a lien exists, you may be able to remove it through bankruptcy if it impairs an exemption.
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How to Apply for Student Loan Forgiveness in 2024
The crushing weight of student loan debt has become a defining characteristic of modern American life. With an estimated 45 million borrowers collectively owing over $1.7 trillion, the burden of these loans can feel like a life sentence. However, hope is not lost.
Having federal student loans, specifically federal Direct Loans, is crucial for eligibility in various student loan forgiveness programs such as Public Service Loan Forgiveness (PSLF) and income-driven repayment plans.
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Bankruptcy Attorneys That Take Payments in California
You’re not alone if you’re struggling with financial difficulties and need bankruptcy lawyers who take payments. Many Kostopoulos bankruptcy law firms offer payment plans that spread out legal fees, making it possible to start the bankruptcy process without hefty upfront costs. In this article, we’ll explain how these plans work, discuss the types of bankruptcy options, and provide tips on finding the right lawyer for your needs.
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What is the California Debt Relief Program?
Are you a California resident burdened by overwhelming debt? You’re not alone. Millions of Californians struggle with credit card debt, medical bills, personal loans, and other financial obligations.
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What is Debt Relief? Understanding My Options
Debt relief is a crucial topic for many individuals and families facing financial hardships. At Kostopoulos Bankruptcy Law, with locations in California and Michigan, we are committed to providing comprehensive solutions and expert guidance to help you seek debt relief, whether through bankruptcy, debt management, or debt settlement. This article will delve into the various.
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Can Debt Consolidation Stop Wage Garnishment in California?
Wage garnishment is a stressful situation where a portion of your paycheck is withheld to repay a debt. For consumer debt such as credit card, medical, or personal loan debt, the employer may garnish up to 25% of disposable earnings or exceeding 30 times the federal minimum wage.
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What Happens After Chapter 13 Bankruptcy Discharge in California?
After completing your Chapter 13 bankruptcy plan, the court issues a discharge order. This discharge releases you from personal liability for most debts included in or addressed by your repayment plan. Once discharged, creditors can no longer pursue any legal action or continue collection efforts for these debts, even if they were only partially paid under the plan. However, some exceptions exist for certain types of debts.
Completing a Chapter 13 bankruptcy is a monumental achievement that marks the beginning of a new financial chapter in your life. This comprehensive guide will walk you through everything you need to know about what happens after your Chapter 13 discharge, how to rebuild your financial life, and how to make the most of your fresh start.
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Who Qualifies for Student Loan Forgiveness in California?
In California, borrowers may qualify for student loan forgiveness through the Public Service Loan Forgiveness (PSLF) program, Income-Driven Repayment (IDR) plans, or the California State Loan Repayment Program (SLRP), among others.
Curious about who qualifies for student loan forgiveness in California? This guide is for you. Whether you work in public service, healthcare, or another qualifying profession, various programs can help. In this article, we’ll outline different loan forgiveness options and the key criteria you need to meet to determine your eligibility.
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What Happens to Your House After Bankruptcy in California?
A common question among those struggling with debt is, “Will I lose my house if I file for bankruptcy in California?” Filing bankruptcy in California doesn’t automatically mean losing your home or car, but it is important to understand how your bankruptcy case will be handled. You can often keep these assets if California’s bankruptcy exemptions protect the equity you have in them. However, it’s crucial to consult with a bankruptcy attorney to understand how these exemptions apply to your specific situation.
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