The friendly insolvency attorneys at Kostopoulos Bankruptcy Law help our clients to destress their lives by restructuring their financial resources. Contact us today for personalized bankruptcy and debt consolidation services.
Successfully filing for Chapter 7 bankruptcy can wipe away your unsecured debts, and give you a fresh start on your financial future. However, be aware that you will most likely have to liquidate nonessential assets.
Chapter 13 bankruptcy doesn’t eliminate your debts like Chapter 7 does. Rather, it allows you to restructure your payment schedules so that your payments are more manageable, and you have more time to pay.
Allow our intelligent bankruptcy attorneys to protect you from home foreclosure or automobile repossession. We will work quickly to get you an automatic stay so that you have additional time to bring your bills current.
If you have any type of eligible loan, and your past due on your payments, or they’re becoming unmanageable, trust our attorneys to help you restructure your accounts with lower interest, and decrease your stress.
It hurts to look at your paycheck and see that your wages have been garnished to pay overdue bills. Come in for a free consultation with one of our expert bankruptcy lawyers to discuss your best options to stop wage garnishment.
Ask your friends and neighbors in Santa Ana about Kostopoulos Bankruptcy Law, and we're sure that you'll hear great things! We genuinely care about all of our clients, and we're here to serve you when you need us.
Our diverse team of bankruptcy attorneys and financial specialists is fully committed to helping our wonderful clients to rebuild their financial strength and live happier lives.
Your representative will take the time to understand the nuances of your financial situation. She or he will advise you about your best options for rebuilding your creditworthiness and managing your finances optimally.
It's smart to look at bankruptcy as a fresh start to a new financial future. And so, strategizing a plan to rebuild your credit after bankruptcy is important. Let our professional financial advisors help you to make the most effective moves.
Your Kostopoulos bankruptcy lawyer will take fast action to protect you from debt collector harassment, and the threat of having your automobile repossessed. Let us help to reduce your stress levels.
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An automatic stay is an injunction that goes into effect immediately after you successfully file for bankruptcy. It stops creditors from repetitively harassing you about payment. It allows you to relax and breathe easier while you’re working on reestablishing the economic aspects of your life.
Yes, definitely. In fact, most medical bills and other unsecured debts can be completely wiped away with the successful filing of Chapter 7 bankruptcy. Schedule a consultation with one of our experts today to learn more.
If you qualify for Chapter 7, unsecured debts can be invalidated, including credit card bills, unpaid utility bills, rent that’s past due, personal loans, and medical bills. Basically, any type of debt that did not require collateral is likely to be forgiven through Chapter 7 bankruptcy. There are a few exceptions though.
A means test is a standardized algorithm that determines an individual’s eligibility for Chapter 7 bankruptcy. In a nutshell, it compares the individual’s wages to the median income of other people in similar households. It’s designed to keep wealthy people from fraudulently eliminating their unsecured debts.