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Bankruptcy offers several benefits:

• Automatic Stay: Immediate stop to creditor harassment, lawsuits, and wage garnishments.
• Debt Discharge: Elimination of most unsecured debts like credit cards and medical bills.
• Fresh Start: The opportunity to rebuild your finances and credit.
• Asset Protection: Some assets can be protected through bankruptcy exemptions.

Qualification for bankruptcy depends on your income, debts, and assets. If you’re struggling with overwhelming debt and unable to meet financial obligations, you may qualify. Kostopoulos Bankruptcy Law offers free consultations to evaluate your situation and discuss potential debt relief solutions, including bankruptcy.

Bankruptcy filing fees vary depending on the chapter you choose. At Kostopoulos Bankruptcy Law, our Riverside and Oakland offices offer free consultations to discuss your specific case and provide a transparent cost breakdown.

When you file for bankruptcy in Riverside, CA, or any of our Kostopoulos Bankruptcy Law locations, an automatic stay immediately stops creditor harassment. We’ll then guide you through the legal process, which can involve either liquidating assets (Chapter 7) or creating a repayment plan (Chapter 13), ultimately leading to debt discharge and a fresh financial start.