Bankruptcy cannot remove past evictions from your record in Michigan, but it can temporarily stop an ongoing eviction through the automatic stay. When you file for bankruptcy, the automatic stay prevents landlords from continuing eviction proceedings, but only if they haven’t already obtained a court judgment.
Continue reading “Can Bankruptcy Remove Evictions in Michigan?”
Start Your Financial Reset
Embrace A Debt-free Future
Answers to FAQs About Bankruptcy and Evictions in Michigan
Can filing bankruptcy remove an eviction from my record in Michigan?
No, filing for bankruptcy does not remove an eviction from your record or credit report in Michigan. Evictions are part of public court records, and bankruptcy cannot erase them. However, bankruptcy may provide temporary relief from ongoing eviction proceedings.
Will the automatic stay stop my eviction?
The automatic stay triggered by bankruptcy can temporarily halt eviction proceedings, but this only applies if your landlord has not yet obtained an eviction judgment. If the eviction judgment has already been issued, the automatic stay will not stop the eviction.
Can Chapter 13 bankruptcy help me avoid eviction?
Yes, Chapter 13 bankruptcy can help tenants avoid eviction by allowing them to catch up on overdue rent through a repayment plan. The automatic stay applies to Chapter 13, temporarily halting eviction proceedings while the tenant works on a financial plan.
Can I still be evicted if I file bankruptcy?
Yes, you can still be evicted if you file for bankruptcy, especially if your landlord has already obtained an eviction judgment or if your bankruptcy filing does not resolve overdue rent or other issues.