After completing your Chapter 13 bankruptcy plan, the court issues a discharge order. This discharge releases you from personal liability for most debts included in or addressed by your repayment plan. Once discharged, creditors can no longer pursue any legal action or continue collection efforts for these debts, even if they were only partially paid under the plan. However, some exceptions exist for certain types of debts.
Completing a Chapter 13 bankruptcy is a monumental achievement that marks the beginning of a new financial chapter in your life. This comprehensive guide will walk you through everything you need to know about what happens after your Chapter 13 discharge, how to rebuild your financial life, and how to make the most of your fresh start.
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