What Happens to Your House After Bankruptcy in California?

If you’re considering bankruptcy, you may be wondering: What happens to your house after bankruptcy in California?

In California, whether you can keep your house after bankruptcy depends on factors such as your mortgage status, home equity, and whether you file Chapter 7 or Chapter 13. Chapter 7 may require liquidation if equity exceeds exemption limits, while Chapter 13 allows homeowners to catch up on missed payments through a repayment plan.

With decades of experience guiding clients through bankruptcy, I’ve helped homeowners understand their rights and options for protecting their property. Let’s explore what happens to your home based on the type of bankruptcy you file.

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