The crushing weight of student loan debt has become a defining characteristic of modern American life. With an estimated 45 million borrowers collectively owing over $1.7 trillion, the burden of these loans can feel like a life sentence. However, hope is not lost.
Having federal student loans, specifically federal Direct Loans, is crucial for eligibility in various student loan forgiveness programs such as Public Service Loan Forgiveness (PSLF) and income-driven repayment plans.
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