Clear guidance.
Real solutions.
Support you can trust.

About Kosptopoulos Bankruptcy Law

For thousands of clients across Michigan and California, Kostopoulos Bankruptcy Law has provided experienced, compassionate help during some of life’s most stressful financial moments.


Whether you are facing overwhelming debt, wage garnishment, lawsuits, repossession, foreclosure, or unmanageable bills, our attorneys help you understand what legal protection may be available and what steps may make sense next.

Learn more about our approach before deciding on next steps.

Who We Are

Kostopoulos Bankruptcy Law is a multistate legal team focused on bankruptcy and serious debt problems. With offices in Warren, Flint, Riverside, and Oakland, we help individuals and families understand how bankruptcy may provide stronger legal protection than private debt relief programs.

Our work includes:

  • Chapter 7 bankruptcy
  • Chapter 13 bankruptcy
  • Foreclosure help
  • Lawsuit and garnishment protection
  • Repossession concerns
  • Student loan debt questions
  • Debt relief program risk review
  • Credit rebuilding guidance after bankruptcy

 

Our attorneys do not judge your situation. We explain it, help you understand your legal options, and work toward the strongest plan for your future.

TAKE THE FIRST STEP

Debt usually does not get better by waiting. A single consultation can bring clarity and direction.

Learn more about your options before deciding on next steps

Our Philosophy

Financial hardship can happen to anyone. You deserve a legal team that sees the full picture, not just your paperwork.

We believe in:

Straightforward Explanations

We explain bankruptcy, creditor pressure, and debt problems in plain language so you can make informed decisions.

compassionate support

This is a stressful season. Our role is to guide you through it, not add pressure or judgment.

Legal Protection That Matters

With thousands of cases handled in Michigan and California, we understand how local rules affect real outcomes.

Experience That Matters

With thousands of cases handled in Michigan and California, we understand how local rules, trustees, courts, and state exemptions can affect real outcomes.

Accessible Help

Free consultations, flexible scheduling, virtual appointments, and multilingual support help make legal guidance easier to reach.

Why Clients Trust Us

Personalized Strategy

We evaluate income, debt types, property, creditor action, and long-term goals to build a plan that fits your situation, not a template.

Clear Legal Guidance

We explain Chapter 7, Chapter 13, the automatic stay, exemptions, and what bankruptcy may do before you decide.

Local Knowledge, Statewide Reach

We understand the practical differences between Michigan and California bankruptcy rules, trustees, exemptions, and court expectations.

Proven Results

Our attorneys have helped clients address unsecured debt, protect homes and vehicles, stop lawsuits, stop garnishments, and move forward with a legal plan.

Meet Our Attorneys

Our team brings decades of combined experience in bankruptcy law and serious debt problems.

Learn more about their backgrounds, values, and approach to client care.

Meet the Attorneys → 

Where We Serve

We provide bankruptcy representation throughout:

  • Michigan, from Metro Detroit to Mid-Michigan and beyond
  • California, including the Inland Empire, Bay Area, Los Angeles County, Orange County, and surrounding regions

 

With physical offices in:

 

And with the ability to meet virtually or by phone across both states, getting help is convenient.

What You Can Expect When You Work With Us

  • A free, confidential consultation
  • A full review of your financial picture
  • Clear explanation of Chapter 7 and Chapter 13
  • Review of creditor pressure, lawsuits, wage garnishment, foreclosure, or repossession concerns
  • Guidance on what bankruptcy may protect
  • A personalized strategy for immediate and long-term stability
  • Support before, during, and after your case is resolved

 

Your financial recovery does not happen by accident. It happens with a plan.

```

Free Consultation

Ready to Take the First Step?

If debt is weighing on you, you do not have to figure it out alone.

Our attorneys can help you understand whether Chapter 7 or Chapter 13 may give you stronger legal protection than trying to manage creditor pressure on your own.

Private. No pressure. Clear answers about your options.

```

FAQs About Kostopoulos Bankruptcy Law

Kostopoulos Bankruptcy Law helps people across Michigan and California understand bankruptcy, creditor protection, foreclosure, wage garnishment, repossession, and serious debt problems before deciding what to do next.

Yes. We help clients across Michigan and California, whether you prefer meeting in person, by phone, or online. Our offices in Warren, Flint, Riverside, and Oakland serve as local hubs.

Yes. We offer free, confidential consultations so you can understand your legal options before deciding what to do next.

We help clients with Chapter 7 bankruptcy, Chapter 13 bankruptcy, foreclosure concerns, wage garnishment, creditor lawsuits, repossession issues, and serious debt problems.

Our attorneys have helped thousands of clients in Michigan and California understand bankruptcy and take steps toward financial relief and legal protection.

Our team offers multilingual support so more clients can ask questions, understand their options, and feel comfortable during the process.

LEARN MORE ABOUT BANKRUPTCY & DEBT RELIEF

Read more about bankruptcy, debt relief risks, wage garnishment, foreclosure, car loans, and creditor pressure before making your next decision.

Do you have a matter with which our lawyers can help you?

Get a Free, No-obligation Consultation