Does Chapter 7 Discharge HOA Fees in Michigan Courts?
Homeowner and condo association assessments can feel inescapable when you are already struggling financially. Michigan owners often ask whether a bankruptcy filing can wipe out past‑due fees and stop new charges from piling up. Yes—Chapter 7 can usually discharge past‑due HOA or condo fees that arose before you file, but fees that come due after […]
Can You Refile Bankruptcy After a Dismissal in California?
If your bankruptcy case in California was dismissed, you may wonder if you can file again. The answer is Yes, you can refile for bankruptcy in California after a dismissal, but the timeline and conditions depend on the reason for the original dismissal. In some cases, you can refile immediately, while others require a 180-day […]
Can Personal Loans Be Included in Bankruptcy in California?
Yes, personal loans can be included in bankruptcy in California, and they are usually dischargeable. This includes personal loans from banks, credit unions, friends, family, or employers. Unsecured personal loans, which are loans not backed by collateral, are eligible for discharge in both Chapter 7 and Chapter 13 bankruptcies. Filing bankruptcy in California involves understanding the types […]
What Are the Common Mistakes to Avoid When Filing for Bankruptcy in California?
Filing for bankruptcy is a significant financial decision, and making mistakes in the process can have serious consequences. So, what are the common mistakes to avoid when filing for bankruptcy in California? The most common mistakes include transferring assets before filing, taking on new debt, cashing out retirement funds, failing to disclose financial details, and […]