Debt can put your paycheck, home, car, bank account, and peace of mind at risk.
Kostopoulos Bankruptcy Law helps Michigan clients understand whether Chapter 7 or Chapter 13 bankruptcy may offer stronger legal protection than trying to manage creditor pressure alone.
When your financial stability is on the line, experience and clear legal guidance matter. Our attorneys help clients in Michigan understand how bankruptcy may protect them from serious debt problems.
What sets our Michigan practice apart:
More than 20 years of bankruptcy experience
Thousands of bankruptcy cases filed
Clear guidance on Chapter 7 and Chapter 13 bankruptcy
Help with wage garnishment, foreclosure, repossession, creditor lawsuits, and collection calls
Direct attorney guidance throughout your case
Flexible payment options, including plans starting at $100 down for qualifying Chapter 7 cases
Judgment-free support focused on real legal options
You will receive clear answers, realistic expectations, and a legal strategy focused on protecting your income, property, and future.
You do not have to navigate creditor pressure alone. A Michigan bankruptcy attorney can help you understand your options and decide whether bankruptcy may provide the legal protection you need.
Call (877) 969-7482 now or request your free consultation online.
Yes. A Michigan bankruptcy lawyer can help you understand whether Chapter 7 or Chapter 13 may fit your situation.
Bankruptcy may help you:
Stop many wage garnishments
Stop many creditor calls and collection letters
Pause or stop certain foreclosure actions
Address creditor lawsuits
Protect certain property through exemptions
Erase many qualifying credit card, medical, and personal loan debts
Create a court payment plan to catch up on missed payments
Our attorneys review your income, debts, property, creditor pressure, and goals before explaining what options may make sense.
We help you compare both bankruptcy options so you can understand which path may offer stronger legal protection for your situation.
Chapter 7 bankruptcy may help eligible individuals erase many unsecured debts, including credit cards, medical bills, payday loans, personal loans, and collection accounts.
Chapter 7 may be a good fit if you qualify and need a fresh start without a long repayment plan.
Our Michigan Chapter 7 attorneys help by:
Chapter 13 bankruptcy helps people with regular income reorganize debt through a court payment plan that usually lasts three to five years.
Chapter 13 may help if you need time to catch up on missed payments while protecting important property.
Chapter 13 may allow you to:
Our Michigan bankruptcy attorneys help clients understand bankruptcy, creditor pressure, foreclosure concerns, wage garnishment, repossession, and serious debt problems.
We assist clients throughout Michigan with office locations and virtual consultation options.
Flint, Michigan
2387 S. Linden Rd., Suite 118
Flint, MI 48532
(877) 969-7482
View Flint Bankruptcy Page
Warren, Michigan
31201 Chicago Rd. S., Suite C-102
Warren, MI 48093 (313) 769-7785
View Warren Bankruptcy Page
Speak with a Michigan bankruptcy attorney about your income, debts, property, and creditor pressure.
Learn whether Chapter 7 or Chapter 13 may offer stronger legal protection for your situation.
We help prepare your paperwork, review your documents, and explain what to expect before your case is filed.
Work with your attorney and legal team throughout your case, with clear updates at each step.
Kostopoulos Bankruptcy Law helps Michigan clients understand Chapter 7, Chapter 13, wage garnishment, foreclosure, creditor lawsuits, exemptions, and legal protection from serious debt problems.
The cost depends on the type of bankruptcy, court fees, attorney fees, and the complexity of your case.
Kostopoulos Bankruptcy Law explains fees before you move forward, and flexible payment options may be available.
Not always. Many people are able to keep a home, car, and important personal property when exemptions apply.
The answer depends on your equity, loan status, payments, income, exemption options, and whether Chapter 7 or Chapter 13 is the better fit.
Many Chapter 7 cases are completed within a few months. Chapter 13 usually lasts three to five years because it uses a court payment plan.
Your timeline depends on the type of case, your documents, your property, and whether any issues come up.
Filing bankruptcy may trigger the automatic stay. This legal protection can stop many wage garnishments, collection calls, lawsuits, and other creditor actions after the case is filed.
Some debts are treated differently, so it is important to speak with a bankruptcy attorney about your situation.
Clear answers before you make financial decisions
